Market
Singapore Property Market Outlook for Q4 2026 and 2027: Prices, Supply, Rates and Risks
Where Singapore property heads into 2027: private prices at a record, HDB resale dipping, record land supply, SORA near 1.2%, and the risks to watch.
Singapore Property Explained · since 2010
An unbiased view of the Singapore property market
16+ years of independent analysis on HDB flats, condos, landed homes and the mortgages that pay for them.
Beginner's guide
Singapore Property Beginner's Guide Part 1: Public and Private Housing (HDB, EC and Condo) in 2026
A 2026 beginner's guide to Singapore housing: HDB Standard, Plus and Prime flats, ECs, condos and landed homes, who can buy each and the rules attached.
HDB
Million-Dollar HDB Flats: Are They the New Norm in 2026?
Million-dollar HDB flats in 2026: how many there are, where they sell, why prices are now cooling, and what it takes to buy one with an HDB or bank loan.
Latest for 2026
More stories →
HDB
Buying an HDB BTO Flat in 2026: Step-by-Step Guide and Tips
Buying an HDB BTO flat in 2026, step by step: eligibility, HFE letter, ballot chances, Standard/Plus/Prime, option fee, downpayment and tips.
Investing
The 4 Fundamental Rules of Property Investment in Singapore (2026)
Four rules for investing in Singapore property in 2026: protect capital, demand cash flow, stay in control and know what you buy, with ABSD and yield maths.
Buying
Valuing leasehold property: lease decay vs freehold in Singapore (2026)
How to value a leasehold property in Singapore in 2026: lease decay maths, CPF and loan rules for older leases, en bloc odds, and when freehold is worth more.
Selling
Should You Sell or Hold On to Your Property in Singapore? A 2026 Decision Guide
Sell or hold your Singapore property in 2026? Work out your return on equity, the real cost of selling, SSD and ABSD traps, and the market signals to watch.
Mortgage
Singapore Interest Rate Outlook for 2026 and Beyond: SORA, the Fed and Your Mortgage
Where Singapore home loan rates stand in Oct 2026, why SORA sits far below US rates after the Fed's hike, what could move it, and how to plan your loan.
Mortgage
How to Choose Your Home Loan in Singapore (2026): A Step-by-Step Guide
How to choose a Singapore home loan in 2026: loan size, HDB vs bank loan, SORA vs fixed, lock-ins, clawbacks, and how to compare the true cost of packages.
Tool
Open the calculator →What will the mortgage really cost?
Monthly instalments, total interest, TDSR and MSR limits, and stamp duty — worked out in seconds with Singapore's lending rules.
HDB & public housing
All HDB →
HDB
How to Choose the Right HDB Flat for You (2026)
How to choose the right HDB flat in 2026: budget, BTO vs resale, flat type, Standard/Plus/Prime, lease and location, with worked examples and current rules.
HDB
Should You Sell Your HDB to Buy a Private Property? (2026 Guide)
Sell your HDB flat or keep it when you buy private? 2026 rules on MOP, 20% ABSD and refunds, loan limits and CPF refunds, with worked numbers for each route.
HDB
The Ultimate Guide to Getting an HDB Home Loan in Singapore (2026)
HDB loan or bank loan in 2026? Eligibility, the S$16,000 income ceiling, 75% LTV, 2.6% vs SORA rates, downpayments and a worked S$600,000 flat example.
HDB
How to Choose Your HDB BTO Unit: 4 Critical Factors (2026)
Got a BTO queue number? How flat selection works in 2026, what to check on site, and how sun, height, noise and access affect daily life and resale value.
Buying a home
All Buying →
Mortgage
Loan-to-Value (LTV) Limits in Singapore: What Sets Yours (2026)
Singapore LTV limits in 2026: 75%, 45% or 35% for bank loans, 75% for HDB loans, and how tenure, age, valuation and existing loans change your cash outlay.
Buying
5 things to do before you visit any showflat (2026 checklist)
Before you visit a showflat in 2026: check your loan limit, cash and CPF, your ABSD rate, the payment schedule and what the developer must show you by law.
Buying
Are Executive Condominiums Still an Attractive Investment in 2026? EC Rules, Costs and the New 10-Year MOP
Executive condominiums in 2026: the 8 May changes (10-year MOP, no DPS), the S$18,000 ceiling, MSR maths, and how a new EC compares with a resale condo.
Mortgage
Why You Cannot Get a Mortgage Loan in Singapore and How to Fix It (2026)
Home loan rejected or smaller than expected? The six common reasons in 2026, from TDSR and MSR at the 4% stress rate to low valuations, and how to fix each.
Investing
All Investing →
Investing
Rental Yield in Singapore: How to Calculate It and What Is Good (2026)
How to calculate gross and net rental yield on a Singapore property, which costs to include, what counts as a good yield in 2026, and the mistakes to avoid.
Selling
En Bloc Sales in Singapore: What You Need to Know (2026)
How en bloc sales work in Singapore in 2026: the new 70% and 65% consent thresholds for older condos, when they start, the process, taxes and seller pitfalls.
Investing
Why Invest in Singapore Property? 5 Reasons and the Risks in 2026
Five reasons Singaporeans invest in property, from cheap leverage to no capital gains tax, weighed against 2026 risks: ABSD, SSD, thin yields and new supply.
REITs
How to Invest in Singapore REITs (2026): A Practical Guide
How S-REITs work in 2026: the 50% gearing cap, tax-free payouts, yields around 5–6%, how to buy them and the five numbers to check before you invest.
Mortgages & money
All Mortgage →
Mortgage
SORA vs Fixed Rate Home Loans in Singapore (2026): Which Should You Choose?
SIBOR and SOR are gone. How SORA floating and fixed rate home loans work in 2026, what they cost today, and a worked example of when each one comes out ahead.
Buying
Using CPF to Buy Property: Should You Buy Before Age 55? (2026)
Should you buy a second property before 55 to use up your CPF? The 2026 rules on retirement sums, OA for housing, ABSD, loans and refunds, with an example.
Overseas
Investing in Overseas Property: 5 Things Singaporeans Must Know (2026)
Overseas property and Singapore rules in 2026: ABSD, TDSR, CPF and HDB effects, foreign buyer taxes in the UK, Australia and US, currency risk and scams.
Buying
Cooling Measures to Consider Before Buying a Property in Singapore (2026): ABSD, LTV, TDSR, MSR and SSD
Singapore's 2026 cooling measures in one place: ABSD, LTV, TDSR, MSR and the 4-year SSD, with worked examples of the cash and income a second property needs.
Start here
Beginner's guide →01
How to Rent a Home in Singapore (2026 Guide)
02
How to pick the best unit in any property project (2026)
03
Common Mistakes to Avoid When Buying Your Home in Singapore (2026)
04
How Much Property Can You Afford in Singapore? The 3/3/5 Rule (2026)
05
How to Find a Good and Reliable Property Agent in Singapore (2026)
06